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| Terms of Use and Privacy Policy |
| Please Read These Terms Carefully Before Using This Site |
| This Web site is provided by LIG Marine Managers. By visiting this site, you agree to abide by the terms and conditions set forth in this notice. If you do not agree to abide by these terms and conditions do not use the site. |
| Limited License |
| Subject to the terms and conditions set forth in this Agreement, LIG Marine Managers grants you a non-exclusive, non-transferable, limited right to access the materials thereon. You agree not to interrupt or attempt to interrupt the operation of the site in any way.
LIG Marine Managers authorizes you to view the information ("Materials") at this Web site ("Site") only. LIG Marine Managers does not authorize you to copy information from this site to use in your site or any other way.
This authorization is not a transfer of title in the Materials and copies of the Materials and is subject to the following restrictions: 1) you may not download the Materials; 2) you may not modify the Materials in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose without the expressed written permission of LIG Marine Managers; and 3) you must not transfer the Materials to any other person or entity unless you have expressed written permission from LIG Marine Managers. You agree to abide by all additional restrictions displayed on the Site as it may be updated from time to time. This Site, including all Materials, is copyrighted and protected by worldwide copyright laws and treaty provisions. You agree to comply with all copyright laws worldwide in your use of this Site and to prevent any unauthorized copying of the Materials. Except as expressly provided herein, LIG Marine Managers does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret information.
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| Disclaimer |
| The materials may contain inaccuracies and typographical errors. LIG Marine Managers does not warrant the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through the site. You acknowledge that any reliance on any such opinion, advice, statement, memorandum, or information shall be at your sole risk. LIG Marine Managers reserves the right, in its sole discretion, to correct any errors or omissions in any portion of the site. LIG Marine Managers may make any other changes to the site, the materials and the products, programs, services or prices (if any) described in the site at any time without notice.
This site, the information and materials on the site, and the software made available on the site, are provided "as is" without any representation or warranty, express or implied, of any kind, including, but not limited to, warranties of merchantability, no infringement, or fitness for any particular purpose. Some jurisdictions do not allow for the exclusion of implied warranties, so the above exclusions may not apply to you.
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| Third Party Sites |
| As a convenience to you, LIG Marine Managers may provide, on this Site, links to Web sites operated by other entities. If you use these sites, you will leave this Site. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. LIG Marine Managers makes no warranty or representation regarding, and does not endorse, any linked Web sites or the information appearing thereon or any of the products or services described thereon. Links do not imply that LIG Marine Managers or this Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of LIG Marine Managers or any of its affiliates or subsidiaries. |
| Limitations of Damages |
| In no event shall LIG Marine Managers or any of its subsidiaries be liable to any entity for any direct, indirect, special, consequential or other damages (including, without limitation, any lost profits, business interruption, loss of information or programs or other data on your information handling system) that are related to the use of, or the inability to use, the content, materials, and functions of the site or any linked website, even if LIG Marine Managers is expressly advised of the possibility of such damages. |
| Changes |
| LIG Marine Managers reserves the right, at its sole discretion, to change, modify, add or remove any portion of this Agreement in whole or in part, at any time. Changes in this Agreement will be effective when notice of such change is posted. Your continued use of the Site after any changes to this Agreement are posted will be considered acceptance of those changes.
LIG Marine Managers may terminate, change, suspend or discontinue any aspect of the LIG Marine Managers Site, including the availability of any features of the Site, at any time. LIG Marine Managers may also impose limits on certain features and services or restrict your access to parts or the entire Site without notice or liability. LIG Marine Managers may terminate the authorization, rights and license given above in the event any material or service is used in violation of this agreement, and, upon such termination, you shall immediately destroy all Materials.
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| International Users and Choice of Law |
| This Site is controlled, operated and administered by LIG Marine Managers from its offices within the United States of America. LIG Marine Managers makes no representation that materials at this site are appropriate or available for use at other locations outside of the United States and access to them from territories where their contents are illegal is prohibited. You may not use the Site or export the Materials in violation of U. S. export laws and regulations. If you access this Site from a location outside of the United States, you are responsible for compliance with all local laws. These Terms and Conditions of use shall be governed by the laws of the State of Florida, without giving effect to its conflict of laws provisions.
This Agreement constitutes the entire agreement between LIG Marine Managers and you with respect to your use of the Site. Any cause of action you may have with respect to your use of the Site must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of the Agreement or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the Agreement, and the remainder of this Agreement shall continue in full force and effect.
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| Privacy Policy |
| LIG Marine Managers is sensitive to privacy issues on the Internet. We believe it is important you know how we treat the information about you we receive on the Internet.
In general, you can visit LIG Marine Managers on the World Wide Web without telling us who you are or revealing any information about yourself. Our web servers collect the domain names, not the e-mail addresses, of visitors. This information is aggregated to measure the number of visits, average time spent on the site, pages viewed, etc. LIG Marine Managers uses this information to measure the use of our site and to improve the content of our site.
There are times, however, when we may need information from you, such as your name, address, credit card information, etc. When information is needed for informative purposes or for purchase of products and/or services, it is our policy to NOT reuse or resell this information.
LIG Marine Managers respects the privacy concerns of the users of its Internet Sites ("Sites"), and has created this privacy statement to explain what information we gather from your visit to our Sites, and how such information may be used.
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| Use of Information |
| As a general policy no personally identifiable information, such as your name, address, or e-mail address, is automatically collected from your visit to LIG Marine Managers Sites. However, certain non-personal information is recorded by the standard operation of LIG Marine Managers Internet servers. Information such as the type of browser being used, its operating system, and your IP address is gathered in order to enhance your online experience.
Our Sites' various registration forms and surveys may request that you give us contact information (such as your name, mailing and/or e-mail address) demographic information (such as your age and gender) and profile data (such as your type of business). Personally identifiable information is never sold or leased to any third parties. With your permission, we may use your contact information to send you newsletters and/or information about what we are doing. You may always opt-out of receiving future mailings.
Our Sites use various order forms for you to request information, products, and services. We collect contact information (such as your name, mailing and/or e-mail address), and when appropriate, financial information (your credit card number) to process your request or purchase. Contact information from an order form is used to fulfill orders, and to provide information about our company to you if requested. The contact information is also used to get in touch with you when necessary regarding your order. Financial information that is collected is used to process your request for products and services, and will not be shared with third parties who are not involved with the transaction.
LIG Marine Managers may disclose user information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference (either intentionally or unintentionally) with LIG Marine Managers' rights or property, other LIG Marine Managers web site users, or anyone else that could be harmed by such activities.
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| Security |
| Security for all personally identifiable information is extremely important to us. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, LIG Marine Managers cannot ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.
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| Use of Cookies |
| Currently we DO use Cookies on this site. Cookies are pieces of information that a website transfers to an individual's computer hard drive for record keeping purposes.
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| Use of IP Addresses |
| An IP address is a number that is automatically assigned to your computer by your Internet provider whenever you are surfing the Web. When you requests pages from LIG Marine Managers, our servers log your IP address. LIG Marine Managers collects IP addresses for the purposes of system administration, to aggregate information for analysis, and to audit the use of our Site. We do not link IP addresses to anything personally identifiable, which means that your session will be logged, but you remain anonymous to us. We may use your IP addresses in cooperation with your Internet provider to identify you if we feel it is necessary to enforce compliance with our Terms of Use or to protect our service, Sites, customers, or others.
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| Links to Other Sites |
| LIG Marine Managers website may contain links to other sites such as government and informational sites. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content or the privacy practices employed by other sites. LIG Marine Managers is not responsible for the content or practices of third party websites that may be linked to our Sites. Our Sites may also be linked to websites operated by other companies. Visitors to these web sites should refer to each web site's respective privacy policies and practices.
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| Choice/Opt-Out |
| Our Sites may provide you the opportunity to opt-in to receive communications from us at the point where we request information about you. You always have the option of removing your name from any e-mail list to not receive future communications. In order to ensure immediate removal from any list, it is best to follow the specific instructions outlined within the communications you receive from us since LIG Marine Managers may operate numerous sites tailored to specific interests. However, if you are unable to complete the process indicated in the communications, then just send us an e-mail at helm@LIGInsurance.com with a copy of the undesired email attached to the request and state you wish to be removed from the mailing list. |
| Contact Us |
| If you have any questions about this privacy statement, the practices of our Sites, or your dealings with our Sites, you can contact:
LIG Marine Online Feedback
9600 Koger Blvd Suite 225
St Petersburg, FL 33702
helm@LIGInsurance.com
Information provided by you via general e-mail inquiries to LIG Marine Managers such as your e-mail address is used only to respond to your inquiries in the ordinary course of business, and is never shared with third parties.
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| Your Acceptance of These Terms: |
| By using LIG Marine Managers Sites, you signify your acceptance of the LIG Marine Managers Online Privacy Policy. If you do not agree to this policy, please do not use our Sites. LIG Marine Managers reserves the right to modify, alter or otherwise update this policy at any time, so visitors are encouraged to review this policy from time to time. Your continued use of the LIG Marine Managers Sites following the posting of changes to these terms will mean you accept those changes.
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